INTERNATIONAL HEALTH INSURANCE

An international health insurance for Workers and Students going to live abroad.

From only

100,67€

month/secured

EXPATRIATE HEALTH INSURANCE

Asisa International Do you work, study or live abroad?

Asisa International insurance offers a number of key benefits designed for those who require medical cover while away from their home country, whether for travel, study or extended work.

International Health Insurance Comparison

Choose between three types of cover depending on the cover you want to have:

INTERNATIONAL MEDICAL EXPENSES INSURANCE

International medical assistance: peace of mind and support anywhere in the world

If you are looking for reliable international health insurance, Asisa International is the ideal choice. It offers comprehensive coverage including access to prestigious hospitals and clinics around the world, guaranteeing quality medical care no matter where you are.

This insurance covers medical emergencies, hospitalisation, surgeries, medicines and specialised treatments. In addition, provides you with financial support for unforeseen medical expenses during your stay abroad, whether for work or study, ensuring protection against illness, accidents or medical emergencies.

International Medical Insurance

 

ASISA BENEFITS

International Health Insurance Benefits

International health insurance not only offers coverage abroad, it also has comprehensive coverage in Spain, so you can enjoy the best national and international medical care with travel coverage.

Medical Coverage in Spain
To ensure that you are always well looked after, when you return temporarily to Spain (whether on holiday, business trips, etc.), you will be covered by our Asisa Salud policy.
Travel Assistance
With Asisa International you will ensure that from the beginning to the end of your stay abroad your worries are kept to a minimum.
COVID-19 Coverage
Coverage in case of COVID-19 in the country of travel destination for health care, repatriation due to illness or death.
Medical cover abroad
Assistance with no co-payments and no waiting periods abroad, from day one you will be insured to make you feel at home.
24/7 telephone service
You will have a 24/7 helpline because at Asisa we know that it is very important to have someone to rely on in difficult times.
Access to the ASISA CLUB
And as always, as part of Asisa, you will have access to ophthalmology, optometry, assisted reproduction and care for the elderly through Club Asisa.

CONDITIONS

Consult the Asisa International contracting conditions

EVERYTHING YOU NEED TO KNOW ABOUT INTERNATIONAL HEALTH INSURANCE

Frequently Asked Questions

International health insurance offers a wide range of cover designed to protect your health while you are abroad. The most common coverages include:

CoverageDescription
Emergency Medical CareEmergency services in case of accidents or sudden illness.
HospitalisationCoverage of costs associated with hospital stay, including surgical procedures.
Medical ConsultationsAccess to doctors and specialists for consultation, diagnosis and treatment.
MedicinesCost of prescription drugs necessary for the treatment of illnesses and medical conditions.
Medical Examinations and Diagnostic TestsLaboratory tests, x-rays, and other tests necessary for diagnosis.
Preventive CarePreventive health services such as annual check-ups, vaccinations, and routine examinations.
Emergency Dental CareUrgent and necessary dental treatment following an accident.
Medical Relocation and RepatriationEmergency medical transport and repatriation to the country of origin in serious cases.
Maternity coverServices related to pregnancy and childbirth, depending on the insurance.
Mental HealthConsultations with psychologists and psychiatrists, and treatment for mental health conditions.
Physical Therapies and RehabilitationTreatments necessary for recovery from injury or illness.

These coverages may vary from policy to policy, so it is important to review the details of the insurance to fully understand the benefits offered.

Some policies, such as Asisa Completa ++, set an annual limit of €300 per policyholder each year, which helps to control your medical expenses.

International Medical InsuranceTravel Insurance
Long-Term HedgingDesigned for expatriates, workers and students living abroad for extended periods.Short-Term HedgingIdeal for holidays, business trips or short-term studies.
Comprehensive Medical CareIncludes medical consultations, hospitalisation, medicines, preventive care, and mental health services.Emergency Medical CareIt mainly covers medical emergencies, hospitalisation and medical evacuation.
Continuous CoverageIt provides constant coverage regardless of the length of stay abroad.Temporary CoverageValid only during the specific travel period.
Hedging OptionsIt may include services such as maternity, physical therapy, and medical repatriation.Additional CoverageIt usually includes lost luggage, flight cancellations, and travel assistance.

In short, international health insurance is a comprehensive, long-term solution for those living abroad, while travel insurance is temporary protection for emergencies during short trips.

Choosing the best international health insurance can be complicated, but by considering certain key factors, the decision is simplified. It is essential that the insurance covers a wide range of medical services, including emergencies, hospitalisation, medical consultations, and medicines, and that it offers coverage in the countries where you plan to travel or reside.

Check that it has an extensive network of hospitals and doctors in the regions you are interested in and that it includes preventive care, such as annual check-ups and vaccinations.

Make sure it covers emergency medical transport and repatriation, and check coverage for mental health and dental care.

Check pre-existing condition policies, coverage limits and exclusions, and compare costs, including premiums, co-payments and deductibles.

In many cases, international health insurance is mandatory for students planning to study abroad. Many countries and universities require international students to have health insurance to cover emergencies, hospitalisation and general medical care during their stay.

This requirement ensures that students have access to adequate medical care and do not face high unforeseen medical costs.

In addition, having international health insurance provides peace of mind and security for both students and their families, ensuring that they are protected in the event of illness or accident.

Asisa Internacional does not cover assistance derived from pathologies, situations or processes that existed prior to taking out the insurance policy or that were present at the time of taking out the policy.

However, these pathologies must be reported to Asisa by completing the health questionnaire, so that they can be assessed by the medical team.

International health insurance covers most countries in the world, with some exceptions.

Countries that are at war or in armed conflict, as well as countries that are not recommended by the Ministry of Foreign Affairs, are not covered.

In the event of a medical emergency abroad, you should call the number on your medical card. This is a collect telephone number, where Asisa will provide you with instructions on where to receive medical assistance. Make sure you always have your medical card at hand so that you can act quickly in emergency situations.

No, you cannot use the international health insurance at any clinic or hospital. You must call the number on your medical card. Asisa will provide you with instructions on where to receive the medical assistance you need, ensuring that you go to an authorised medical centre covered by your policy.

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