An international health insurance for Workers and Students going to live abroad.
From only
100,67€
month/secured
EXPATRIATE HEALTH INSURANCE
Asisa International insurance offers a number of key benefits designed for those who require medical cover while away from their home country, whether for travel, study or extended work.
Choose between three types of cover depending on the cover you want to have:
A health insurance specifically designed for expatriates and workers moving abroad, offering comprehensive international medical cover. Perfect for those who wish to ensure their wellbeing and peace of mind while living and working in another country.
Ideal for students moving abroad, providing comprehensive medical cover that they can use anytime, anywhere. Perfect for ensuring their health and peace of mind while studying abroad.
INTERNATIONAL MEDICAL EXPENSES INSURANCE
If you are looking for reliable international health insurance, Asisa International is the ideal choice. It offers comprehensive coverage including access to prestigious hospitals and clinics around the world, guaranteeing quality medical care no matter where you are.
This insurance covers medical emergencies, hospitalisation, surgeries, medicines and specialised treatments. In addition, provides you with financial support for unforeseen medical expenses during your stay abroad, whether for work or study, ensuring protection against illness, accidents or medical emergencies.
Take out your ASISA Medical Insurance for residents abroad now and enjoy the best healthcare anywhere in the world.
ASISA BENEFITS
International health insurance not only offers coverage abroad, it also has comprehensive coverage in Spain, so you can enjoy the best national and international medical care with travel coverage.
CONDITIONS
WORKERS | STUDENTS | |
---|---|---|
Maximum age of employment | Up to the age of 50. | Up to the age of 30. |
Permanence | Up to the age of 65. | Up to the age of 35. |
Automatic Renewal | The policy is automatically renewed every year, guaranteeing continuity of cover. |
Method of Payment | Discount |
---|---|
Quarterly | 2% |
Half-yearly | 4% |
Annual | 6% |
They only apply when the insured person is in Spain.
SERVICE | COPAGO |
---|---|
ATS and Podiatry | 1,00 € |
General Medicine and Paediatrics | 2,50 € |
Emergencies (hospital and home), hospital admissions, special tests and treatments requiring authorisation. | 4,00 € |
Rehabilitation (each session) | 0,75 € |
Preparing for childbirth | 4,00 € |
Psychotherapy (session) | 9,00 € |
MRI, CT, PET | 8,00 € |
Other services | 3,00 € |
They only apply when the insured person is in Spain.
LACK | SERVICE |
---|---|
6 months |
|
8 months |
|
EVERYTHING YOU NEED TO KNOW ABOUT INTERNATIONAL HEALTH INSURANCE
International health insurance offers a wide range of cover designed to protect your health while you are abroad. The most common coverages include:
Coverage | Description |
---|---|
Emergency Medical Care | Emergency services in case of accidents or sudden illness. |
Hospitalisation | Coverage of costs associated with hospital stay, including surgical procedures. |
Medical Consultations | Access to doctors and specialists for consultation, diagnosis and treatment. |
Medicines | Cost of prescription drugs necessary for the treatment of illnesses and medical conditions. |
Medical Examinations and Diagnostic Tests | Laboratory tests, x-rays, and other tests necessary for diagnosis. |
Preventive Care | Preventive health services such as annual check-ups, vaccinations, and routine examinations. |
Emergency Dental Care | Urgent and necessary dental treatment following an accident. |
Medical Relocation and Repatriation | Emergency medical transport and repatriation to the country of origin in serious cases. |
Maternity cover | Services related to pregnancy and childbirth, depending on the insurance. |
Mental Health | Consultations with psychologists and psychiatrists, and treatment for mental health conditions. |
Physical Therapies and Rehabilitation | Treatments necessary for recovery from injury or illness. |
These coverages may vary from policy to policy, so it is important to review the details of the insurance to fully understand the benefits offered.
Some policies, such as Asisa Completa ++, set an annual limit of €300 per policyholder each year, which helps to control your medical expenses.
International Medical Insurance | Travel Insurance | ||
---|---|---|---|
Long-Term Hedging | Designed for expatriates, workers and students living abroad for extended periods. | Short-Term Hedging | Ideal for holidays, business trips or short-term studies. |
Comprehensive Medical Care | Includes medical consultations, hospitalisation, medicines, preventive care, and mental health services. | Emergency Medical Care | It mainly covers medical emergencies, hospitalisation and medical evacuation. |
Continuous Coverage | It provides constant coverage regardless of the length of stay abroad. | Temporary Coverage | Valid only during the specific travel period. |
Hedging Options | It may include services such as maternity, physical therapy, and medical repatriation. | Additional Coverage | It usually includes lost luggage, flight cancellations, and travel assistance. |
In short, international health insurance is a comprehensive, long-term solution for those living abroad, while travel insurance is temporary protection for emergencies during short trips.
Choosing the best international health insurance can be complicated, but by considering certain key factors, the decision is simplified. It is essential that the insurance covers a wide range of medical services, including emergencies, hospitalisation, medical consultations, and medicines, and that it offers coverage in the countries where you plan to travel or reside.
Check that it has an extensive network of hospitals and doctors in the regions you are interested in and that it includes preventive care, such as annual check-ups and vaccinations.
Make sure it covers emergency medical transport and repatriation, and check coverage for mental health and dental care.
Check pre-existing condition policies, coverage limits and exclusions, and compare costs, including premiums, co-payments and deductibles.
In many cases, international health insurance is mandatory for students planning to study abroad. Many countries and universities require international students to have health insurance to cover emergencies, hospitalisation and general medical care during their stay.
This requirement ensures that students have access to adequate medical care and do not face high unforeseen medical costs.
In addition, having international health insurance provides peace of mind and security for both students and their families, ensuring that they are protected in the event of illness or accident.
Asisa Internacional does not cover assistance derived from pathologies, situations or processes that existed prior to taking out the insurance policy or that were present at the time of taking out the policy.
However, these pathologies must be reported to Asisa by completing the health questionnaire, so that they can be assessed by the medical team.
International health insurance covers most countries in the world, with some exceptions.
Countries that are at war or in armed conflict, as well as countries that are not recommended by the Ministry of Foreign Affairs, are not covered.
In the event of a medical emergency abroad, you should call the number on your medical card. This is a collect telephone number, where Asisa will provide you with instructions on where to receive medical assistance. Make sure you always have your medical card at hand so that you can act quickly in emergency situations.
No, you cannot use the international health insurance at any clinic or hospital. You must call the number on your medical card. Asisa will provide you with instructions on where to receive the medical assistance you need, ensuring that you go to an authorised medical centre covered by your policy.
Address: Calle W.A. Mozart 4, Alfaz del Pi, Alicante
Tel: 966577107, 622494577
Mail: info@mediadoresseguro.com
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